Buying a house, most of the time, is assisted by a real estate agent. People who do not know better, like first time home buyers, call a real estate agency and get a real estate agent. The agent they get is usually the one that happens to answer the phone or is the next one in line to get a cold call. Now you have an agent with no idea what they can do for you or what they should do for you.
What should a real estate agent do for you?
The agent should talk to you about what you want and what will meet your needs. They should put together a list of houses that you may be interested in.
The agent should also go over all your financial information. This way the agent will know what you will most likely qualify for. If you have credit problems or income to debt ratio problems, the real estate agent may be able to recommend a plan of action or hook you up with someone who specializes in your particular situation.
They should tell you about the neighborhoods you are considering buying in. There is only so much they can legally tell you about the neighborhood. You should be able to get the jest of what you are told. Then you can explore further on your own.
If the agent sees or knows of a house that has just gone up for sale or is going to be for sale, they should let you know. It could be a quick sale for the homeowners and you.
Your real estate agent should always get you a disclosure statement from home sellers. This way you will know if there are any major problems or fixes that will need to be done. You may be able to knock some money off the sale price depending on what is wrong.
These are just a few of the things a good real estate agent will do for their clients. Put the effort in to find an agent that will work for you, not with you.
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